Non-Resident Account
The Donaldrufus Investment Bank Non-Resident Account is designed to meet your banking needs irrespective of your location. With flexible access and online services, you can manage your money wherever you are, whenever you want — day or night — and you may also apply for overdraft facilities online (subject to approval).
Account Features
- FREE online banking with bill pay and 24/7 access to your accounts
- FREE real-time telephone account access
- FREE unlimited online bill payment
- Overdraft protection (available upon request and subject to approval)
- Security coverage
- No monthly charges (subject to account balance requirements)
- Interest earning account (tiered rates may apply)
- Highly flexible to meet client needs and requirements
Interest Rates
Annual Percentage Yields (APY) current as of December 10, 2015.
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $500.00 – $999.99 | 0.05% | 0.05% |
| $1,000 – $9,999.99 | 0.07% | 0.07% |
| $10,000 – $24,999.99 | 0.07% | 0.07% |
| $25,000 – $49,999.99 | 0.08% | 0.08% |
| $50,000 – $99,999.99 | 0.08% | 0.08% |
| $100,000 – or more | 0.10% | 0.10% |
- $5,000 minimum deposit (or other currency) is required to open the account
- $5,000 minimum deposit (or other currency) is required to earn the stated interest
- Interest is compounded daily and earned on the daily balance based on a tiered-rate structure
- A $5.00 maintenance service charge may apply when the average daily balance falls below $5,000
- APY may change after account opening
- Fees may reduce earnings
- Rates are subject to change at any time without notice
How To Apply
You can apply online for a current account quickly and easily. Our online application takes just a few minutes and is completely secure.
To keep the process quick, have the following ready:
- A scanned or soft copy of your passport photograph (required for upload)
- A valid identification document (e.g., Driver’s License or International Passport)
All applicants must be at least 18 years of age.
Terms & Conditions
By signing (manually, or if approved by us electronically) an account application, signature card or other Donaldrufus Investment Bank form to open or request an account — or by otherwise opening or using an account, product or service — you agree that you (and your heirs, successors, representatives and beneficiaries, if any) will be bound by our Terms and Conditions and any amendments in effect.
You can review our Terms and Conditions at any time — just click here.