Personal Savings Account
Make your money work for you with high-interest savings. Personal Savings Account is exclusively designed to make long-term saving easier and attractive.
Account Features
- FREE Online Banking with Bill Pay and 24/7 access to your accounts
- FREE real-time telephone account access
- Higher interest rate
- FREE unlimited online bill payment
- No overdraft
- Security coverage
Interest Rates
Annual Percentage Yields (APY) current as of December 10, 2015.
| Deposit Amount | Interest Rate | APY |
|---|---|---|
| $0 – $999.99 | 0.08% | 0.08% |
| $1,000 – $9,999.99 | 0.10% | 0.10% |
| $10,000 – $24,999.99 | 0.12% | 0.12% |
| $25,000 – $49,999.99 | 0.12% | 0.12% |
| $50,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 – or more | 0.15% | 0.15% |
- $500 minimum required to activate account
- $1,000 minimum required to earn the stated interest
- Interest is compounded daily and earned on the daily balance based on a tiered-rate structure
- Maintenance service charge of $5.00 will be assessed when the average daily balance for the statement cycle falls below $100
- The APY may change after account opening
- Fees may reduce earnings
- Rates are subject to change at any time without notice
How To Apply
You can apply online for a Personal Savings Account quickly and easily. Our online application takes just a few minutes and is completely secure!
To keep the application process quick and efficient, be sure to have the following information available when you begin:
- A scanned or soft copy of your passport photograph (required for upload)
- A valid identification number (e.g., Driver’s License or International Passport)
All applicants must be at least 18 years of age.
Terms & Conditions
By signing (manually, or if approved by us electronically) an account application, signature card or other Donaldrufus Bank form to open or request an account — or by otherwise opening or using an account with us or a product or service from us — you agree that you (and your heirs, successors, representatives and beneficiaries, if any) will be bound by our Terms and Conditions and all amendments that are in effect.
You can read our Terms and Conditions at any time — just click here.